Home Loans for your next home purchase

Finance options to get you into your next home, whatever your needs...

Moving house and need a new home loan? Or just time to switch banks? Bluebay Home Loans can help...

If you're looking at buying your next home, you can choose from a wide range of loan types, including very competitive fixed and variable-rate home loans, low-interest home loans and home-to-home finance.

Low interest loans for second home buyers

If your loan is for less than 70% of the value of your property, or you have a big deposit saved up, you should qualify for one of our lower interest loans.

Home to home finance

No need to sell your current home before buying (or building) your next home. You may miss your chance! With our home to home loans, you can do both, without having to pay two mortgages at the same time. Home to home finance is a type of bridging loan, but at home loan interest rates. Find out more about our home to home finance...

Competitive AND flexible fixed rate loans

Enjoy a competitive fixed rate loan that’s flexible too! Depending on the fixed rate finance product you choose, you can get an offset account and direct salary crediting, at no extra charge. So you can reduce your interest repayments by keeping your surplus savings in the offset account, and you can also make lump sum repayments whenever you want, without incurring extra fees. Find out more about our fixed rate loan rates...

Credit card at home loan rates

Don’t pay high credit card interest rates. With some of our home loans, you get a credit card at the same low rate as your home loan. Find our more about our credit card at home loan rates...

Line of credit loans

Unlock the equity in your home loan. With our line of credit loan, you can use it for virtually anything you want – a new car, renovations, even a trip around Australia! All without paying the high rates of a personal loan or credit card. Find out more about our line of credit loans...

Call today for a home loan

Fill in our contact form or call 1300 258 229 to discuss a home loan. Our friendly home finance consultants will walk you through your options, explain the process, and answer any questions you have. Or you can apply through one of our accredited mortgage brokers around Australia.