Construction Loans

We specialise in building finance. So no delays...

Construction finance isn’t like a normal home loan. Things work quite a bit differently. The principal is made available in a series of progress payments, in time with the stages of construction. And everything has to be coordinated with the range of trades and contractors building your home. If you choose the wrong lender, things can get very messy, and construction delays are inevitable.

At Bluebay Home Loans, we specialise in construction loans. We’ve been doing it for years, and we regularly work with Australia’s leading builders. So we know all the pitfalls to look out for in construction finance, and all the efficiencies to ensure your progress payments are available when your builder needs them.

Of course, our construction loans aren’t just hassle-free. They’re also affordable and convenient, with competitive interest rates, low-deposit options and all the features you need, including redraw, an offset account and a visa card at home loan rates.

And we don’t just cater for construction either. If you’re just buying a block of land, we can help there too, with our vacant land finance.

No matter where you are in Australia, we can help you out with construction finance that will help you build your house sooner, and with fewer hassles.

Call today for a building loan

Fill in our contact form or call 1300 258 229 to discuss a building loan. One of our friendly construction finance specialists will walk you through your options, explain the process, and answer any questions you have. Or you can apply for a Bluebay Home Loans construction loan through one of our accredited mortgage brokers.