Latest News

20 April, 2017
We often have customers who are building a new home come to us for finance, not realising that the type of loan they require differs from a standard home loan. If not explained properly, the extra steps can first appear complicated and time-...
12 April, 2017
Home buying should be exciting, but it can also be frustrating and even end in disappointment if you haven’t properly prepared for your home loan application. Fortunately, by understanding what is required and having the correct documentation...
30 March, 2017
Chances are if you are reading this then you are in the market for a new car. Getting some new wheels should be an exciting time but while here at Bluebay Home Loans we love thinking finance, it’s probably not a part of the process which you look...
17 March, 2017
Return on Investment: that’s the ultimate goal when you enter the property game. While most people consider home value growth and rental returns as the two main influencers, having the right finance is just as important. Get it wrong and you will be...
13 March, 2017
How an offset account works If you are in the market for finance then it’s likely you would have heard the term Offset Account. They are one of the most popular home loan tools so it’s a good idea to understand what they are and, more importantly...
09 March, 2017
Making the decision to buy a home is very exciting. However, you may also find yourself confused by all the options you face when choosing a home loan. When in this dilemma, there are a few key things to consider to help guide you in the right...
02 February, 2017
Purchasing a home is one of the most exciting journeys you will go on in life, but before making such a big decision it is important to be aware of the costs you will encounter along the way. In addition to the cost of your chosen property, you...
20 September, 2013
The latest housing finance figures released by the Australian Bureau of Statistics (ABS) show total lending for housing growing in response to interest rate cuts and an overall positive housing outlook. Recent figures show the number of owner-...
Interest Rates September 2013
04 September, 2013
It’s no surprise that the Reserve Bank of Australia (RBA) kept interest rates on hold at its meeting yesterday following a drop last month to 2.5% - the lowest official interest rate in over 50 years!With the majority of lenders cutting their...
Savings
26 August, 2013
Since the global financial crisis in 2008, Aussies have stopped frittering their cash away in favour of saving their pennies instead. Australian households saved $800 billion in the 12 months to June 2013. That equals about 10 per cent of after...

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